Some students need financial advice

Some students need financial advice

Asha Njeri

Freshman Megan Omcikus makes a purchase while sudexo employee Frances Connor totals the items on the register.

Carley Bonk, Copy Editor

Many students struggle financially while living on a tight budget.

With rising prices, some are wondering how to better manage their money.

Commuting students can face  issues with obligations to pay for gas, food and somtimes rent.

Freshman commuter Megan Boyer said she has to be careful with excessive spending, even though she lives at home.

“As a commuter, although room and board are not a factor, money has to be used to put gas in our cars and to buy food because we don’t often buy the meal plan.”

With money tight for many students, one might expect unnecesary spending rare, but smoking is prevalent among students, which some students say can become an expensive habit.

Sophomore Danica Depenhart has considered quitting more than once, due to the extra cost.

“I’ve definitely considered stopping.  I buy expensive cigarettes, too.   Every week or so I have to spend money that I could be saving.”

“This is a hard habit to break,” she said.

“I am addicted.  I smoke all the time when I am stressed.  It’s hard to stop spending on cigarettes.”

These problems have some students asking why there is not a resource available to provide financial advice.

Financial Aid Office employee Emily Hoffman said though they have not had many students ask directly for help with money management, it is something they can look into at the request of a student.

“We don’t currently offer a workshop, but if it is something students are interested in, it is something we can look into,” said Hoffman.

She said a few tips might help those who find it difficult to spend and save wisely.

“Live like a student, not like a king.  Really think before you make a purchase,” she said.

Hoffman also saidthat students should be aware of accumulating interest on loans.

“Remember that the refunds you receive from loans still add interests. Use this money sparingly.”

Boyer said she would like to see Pitt-Johnstown administrators help students gain a better understanding on how to spend money while in school.

“It would be very helpful to have some guidance about how to save money from the jobs we have so that we can meet our financial needs,” said Boyer.